A personal account is only available to individual members who have an annual revenue under $100,000 USD or are using the account for personal reasons (non-commercial). You may purchase Artist Lite, Artist Plus or Artist Pro subscriptions with a Personal Account.
A team account is linked to a Business Account. The Business Account manages the subscription and teams. A team account is given credits via the Team Settings managed by the Business Account.
Team Accounts cannot purchase subscriptions, credit packs or claim promotional codes. This is done by the Business Account.
A Team Account can be removed from the Business and converted to a Personal Account.
A Personal Account can become a Team Account by being invited to a Business and are given the option to transfer their credits to the Business Account upon accepting the Team Invitation.